TONE Foundation's Programs: Strong Minds

Financial decisions start early—and so should financial education. TONE Foundation’s Financial Literacy & Life Skills program prepares youth and young adults to make informed, responsible decisions about money, work, and life.

-Budgeting and money management workshops
-Banking, saving, and credit education
-Debt avoidance and financial decision-making
-Entrepreneurship fundamentals and real-world simulations

- Investing Foundations – Simple concepts around long-term investing and building wealth

- Everyday Life Skills – Time management, communication, conflict resolution, self-advocacy

- Interactive workshops and simulations

- Real-life scenarios (paychecks, bills, goals, emergencies)

- Guest speakers from finance, banking, and business

- Hands-on activities youth can take back home and use with their families.

Outcomes

• Improved financial knowledge and confidence
   
• Increased savings behavior
   
• Responsible credit usage and financial planning

To expand access to higher education, trade schools, certifications, and workforce training by reducing financial barriers for Detroit youth and young.

-Annual scholarships for college, trade school, and certification programs

-Book, supply, and exam fee assistance

-Scholarship application guidance

-Alumni engagement and peer mentorship adults. 

To prepare youth and young adults for successful entry into the workforce through professional skill development and career exposure.

-Resume and interview preparation

-Workplace communication and professionalism

-Career exploration and goal setting

-Employer guest speakers and mock interviews

Outcomes

-Increased job readiness and employability

-Improved communication and professional presentation

-Higher placement in jobs, internships, or training programs

To develop confident, respectful, and disciplined individuals prepared to succeed in professional, academic, and social environments.

-Professional and social etiquette training

-Communication and conflict resolution

-Personal responsibility and accountability

-Leadership presence and self-confidence development 

Outcomes

-Improved professionalism and interpersonal skills

-Increased confidence and self-awareness

-Strong representation of self and community